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Archive of posts published in the category: Blog

The Incredible Financial Cost of Disposable Razors Over Time

dollar-941246_640You may not notice it but shaving could be very costly. You just don’t feel it because each disposable razor you buy seems really cheap. Some of them are worth at least $3. If you can bring home an item this cheap, you won’t mind buying it. The only problem with disposable razors is that they don’t last long, hence the name. After some time, you have no other choice but to throw it away.

The number of times that it can be used varies according to the user. There are those who would say that they can use the razor at least 30 times. Once it hits that number, the blade starts to become dull and it can no longer shave well. Hence, it has to be disposed. There are men who shave on a daily basis. This means that they might have to buy more than one disposable razor a month. As a result, the amount could really blow up. According to some surveys, men usually spend around $130 for razors each year. You have to multiply that with the number of years that you have been shaving. It could really be a lot. Your simple $3 razor could be costly over time.

The best alternative

This is why it is in your best interest to invest in the best electric shavers. The good thing about using these shavers is that you can use them for a really long time. They are of high quality and they are designed to last for a long time. Since they require electricity to work, you can keep using them as long as you have access to electricity. These types of razors are also low maintenance. You might also say that the electric bill could blow especially with constant use. This is not true. It consumes very little amount of energy. The increase in electric bill could be the least of your concerns.

This is why going for average electric razors is the more practical choice. You just have to give them a try and you might be comfortable using them.

Also read: Deforestation Continues in Malaysia Because of Greed and Profit


Deforestation Continues in Malaysia Because of Greed and Profit

images-of-recent-deforestation-in-malaysia-show-nothing-has-changedFrom 1990 to 2010, Malaysia has lost a huge percentage of its forest. It covers 8.6% or around 1,920,000 hectares. Until now, this number continues to increase and it has affected wildlife. Malaysia is a home to unique species of fauna and flora. Through the years, we have lost a lot of them and the effects are irreversible.

The sad reality is that this would not have happened if not for the greed of human beings. Illegal logging has become rampant in various parts of the country. It could have been easily stopped if government officials were active in pursuing illegal loggers. Sadly, there were reports saying that the officials themselves were involved in protecting these illegal loggers. They are a part of the scheme that prevents these loggers from being jailed.

Malaysia’s resources

One of the reasons why Malaysia is ahead of its neighboring countries when it comes to its economic progress is that it has rich natural resources. It constitutes a significant portion of the country’s economy. Over the years, these resources were harnessed and abused, up until it was too late when they have realized the consequences. The worst part is that after realizing what has happened, the abuse continues. The logging industry is a billion dollar industry.

This is why it is too difficult to stop it now. The palm oil industry alone comprises 85% of the world’s supply. With the combination of illegal loggers and government officials protecting them, efforts to conserve the forests might just end up

Hoping for the best

More than half of Malaysia’s tropical forest is used for production (according to the government’s statistics). Also, the remaining areas are left for protection and conservation. Hopefully, this trend continues up until the problem is solved. You can check these top 10 chainsaws and join in the logging industry, or choose to help in conservation and help in making better Malaysia’s future. This is not the time to delay the efforts. Otherwise, it would be too late. Malaysia highly depends on its natural resources. If greed and corruption doesn’t stop now, it would be an unmitigated disaster in the future.


Economics And Finance, Are They Same?


The sole aim of the study is to identify the similarities and differences between Economics and Finance. Economics is believed to be the footing for Finance. It comprises many broader aspects like production, consumption and distribution of goods, inflation, recession, supply and demand. There are studies for government income and expenditure, the impact of business proposals and not the least the favourite index for investors to know the companies and markets. The financial segment is tailored with programmes including prices, interest rates, capital allocation, future cash flows, and much more to the business stake holders.

finance1It is a common scenario that both economics and finance are categorised as separate disciplines. However, it is a fact that Economics offshoot Finance. They lie together in a domain and influence each other to attain stability. Investors do not segregate them because modern economics is no more confined to general education, but towards significant calculations and heavily quantifiable stream in practice. Economics is the powerful resource for analysing the fluctuating markets, tax regulation and policies of government etc to reach perfect conclusions in decision making. In the corporate-sector, Economics are the key to monitor the GDP, deficit and inflation in the market, thereby preventing the lodge of investments into the growing sector.

hand drawing graph chart and business strategy

hand drawing graph chart and business strategy

Finance, on the other hand, outweigh economics and converges on cost, money flows, value and risk management. Finance managers are more proficient with capitals, evaluation of risk and kick around the hurdles of business proposals. Finance finds its abundant applications in reckoning values, judgment of financial tools, estimation of fair value to name a few. Apart from that applied finance has a lot of stock-pricing models and bonds which give outstanding results when compared to the theoretical explanations of Economics.

In a nutshell, both have specific roles to play in today’s unpredictable market scenes whilst the drawbacks they converge to a certain extend and cannot be separated as two.

Read More : Concept of Collaborative Consumption


Smarter Means To Save Money

A home budget is a spending plan that reflects your monthly income and expense so as to understand where your money goes. Financial goals like refraining from liabilities, saving for your dream apartment or reserving an amount for your retirement will keep you forward to achieve financial health. When your budget schedule meets closely with your expenses, you are more likely to follow it. Revise the plan regularly if there is a job shift or financial dangers.

Smart applications and softwares swashed in tremendously and now for anything and everything we rely on them to initiate our needs. Financial tools and softwares are recent innovations which reduced the turmoil with budget plans. They help you create and stick to a spending plan and usually has other personal finance features for managing your money. enables the easy organization and constant persistence on a budget. The free site tracks your financial accounts securely, provided your login information, and reminds you when bills are due and keep an eye on the accomplishment of goals. It also notifies you about unusual spending patterns.

Picking the right tax preparation software is essential if you are doing it own. The tax software balances your requirements for ease of use and affordability. It also has to meet the needs of your particular financial situation. The Healthcare Bluebook does the fair prices and tips to purchase on offers.

The insurance that offers the highest life time pay out can be reached by immediate There are free trials available for credit like credit karma that allows you get the tax report. Budget-friendly softwares are easy to navigate and use although it lacks fancy features and cool colours.


What is Economics?


The Supply Curve